Instant issue – a missed opportunity?

March 6th, 2017|

Barry Bevan, financial services sales manager Nothing takes a week anymore. Food, shopping, television; everything is on demand. Someone will even save you from the torment of assembling flatpack furniture! Why then, in this digital [...]

Contactless – what’s the merchant etiquette?

November 3rd, 2016|

Barry Bevan, Sales Manager The contactless revolution is not only upon us, it is gaining momentum every day. As of May 2016, a total of 89.9m contactless cards are in circulation in the UK, with [...]

The quiet revolution of the loyalty key fob

July 13th, 2016|

Take a glance at your bunch of keys. In amongst ‘the usuals’ like the front door, the garage, the bike lock and the car keys, there’s fair chance that at least one plastic loyalty key [...]

Challenger banks must strike the right balance between mobile and card

March 9th, 2016|

NFC mobile payments continue to grab headlines, but to really drive uptake and ensure full market coverage, combining contactless cards with next-gen mobile banking apps is surely the right way to go for 2016’s challenger [...]

Cashless society – what’s in it for the UK?

January 20th, 2016|

The UK passed a major milestone on its journey to becoming a cashless society last year when it was reported that electronic payments overtook their paper counterparts for the first time[i]. According to the Payments [...]

Vive la contactless revolution

September 1st, 2015|

UK consumers have been able to ‘tap & pay’ with their contactless cards for nearly eight years now. Barclaycard issued its first contactless cards as early as 2008 and EAT became the first restaurant chain [...]

A Higher Grade of Prepaid

April 27th, 2015|

The UK’s retail spending in the first three months of 2015 was 2.8 percent higher than the same period last year earlier. But despite the rosier outlook, consumers’ trust in the banking industry is yet [...]

Plastic is dead? Long live plastic!

February 24th, 2015|

Apple Pay, Google Wallet, Samsung Pay and PayPal are just a few of the solutions which financial technology commentators predict will bring about the downfall of cash and the plastic card. Others predict cashless and [...]

The Technology of Financial Inclusion in Africa

December 2nd, 2014|

With close to 80% of African families still without access to a conventional banking system, there is much work to be done to get basic financial services into the hands of the 1.1bn people that [...]